Cim Finance11 is a regulated Deposit Taking company and the largest Consumer Finance provider in Mauritius. In addition to Consumer Finance, we are engaged in leasing, factoring, credit protection and a range of credit card issuing and acquiring services.
We are the first Non Banking Financial Institution in Sub-Saharan Africa to issue MasterCard and Visa credit cards.
Cim Finance is regulated by the Financial Services Commission (FSC) and the Bank of Mauritius (BoM).
We offer Hire Purchase facilities to a large number of individual clients through a network of 47 dedicated Cim counters and a network of 600 authorised retail customers across Mauritius.
We have developed, with Experian, a credit scorecard system to provide timely credit approval decisions and to support our credit risk monitoring processes. We also offer credit protection plans to our clients who wish to insure their repayment ability.
Card Acquiring services; Cim Finance manages a network of POS terminals at outlets across Mauritius and a growing number of e-commerce merchants. We are able to acquire MasterCard, Visa and UnionPay transactions.
Card Issuing services; Cim Finance issues MasterCard, Visa & UnionPay credit cards.
Credit card outsourcing; we offer banks in the region white label and outsourcing solutions for their credit card businesses.
Cim Finance has a dedicated team putting together finance and operating lease packages for individuals, entrepreneurs, professionals and commercial enterprises.
Cim Finance offers domestic and export Factoring services to range of commercial clients in Mauritius. We provide solutions for clients wanting to increase working capital, to effectively manage receivables or simply better manage their cash flow and funding requirements.
We are supported by the world No. 1 in Credit Insurer, Euler Hermes.